When Small Business Owners Face HMRC Collection Actions: Maria's Story
https://lima-wiki.win/index.php/Why_Completion_Speed_Sinks_73%25_of_Short-Term_Property_Finance_Deals
Over coffee, Maria told me she thought a late VAT return was "no big deal." Two months later she had a formal HMRC letter demanding payment, plus a threat to take money straight from her business account