When a client pays late, a Rolex can help cover the gap without waiting on the...

https://mighty-wiki.win/index.php/How_to_Use_a_Rolex_as_a_Safety_Net_Without_Losing_It

When a client pays late, a Rolex can help cover the gap without waiting on the next invoice. A lender may advance up to 30% of its value and keep the watch as collateral, giving freelancers short-term cash to keep work moving.