Small businesses can shop off-exchange with a broker, compare small-group plans...

https://www.acid-bookmarks.win/small-businesses-can-shop-off-exchange-through-a-broker-directly-with

Small businesses can shop off-exchange with a broker, compare small-group plans directly from carriers, or consider an HRA for individual coverage. Before weighing prices, check that employees’ doctors and nearby hospitals are in each plan’s network.