Planning for a big family bill? Keep your emergency buffer intact with separate...
https://www.toddleabout.co.uk/parenting/planning-for-big-family-costs-without-losing-your-financial-buffer/
Planning for a big family bill? Keep your emergency buffer intact with separate savings pots for the goal and everyday surprises. Stress-test your budget with an awkward month of higher bills or lost income before choosing a monthly target.