I spent years helping students budget so I know pets are pricey. A vet visit...

https://smoothdecorator.com/how-to-compare-your-income-to-pet-costs-without-overthinking-it/

I spent years helping students budget so I know pets are pricey. A vet visit can be £269, a lot on a loan. See my guide for real costs of pets at uni so you avoid bad surprises. It is wise to be ready for hidden bills before you get a pet