How a 28-Person Manufacturing Firm with $3.2M Revenue Wrestled with Health Benefits

https://www.random-bookmarks.win/why-marketplace-plans-stop-working-as-teams-grow-and-what-to-do-about-it

When owners of small companies start saying "we offer insurance, but it's not working," they usually mean one of three things: costs are rising faster than revenue, employees are unhappy with plan design, or the administrative burden is crushing HR